Author: ADP Admin/Tuesday, February 3, 2026/Categories: Bulletin News
We have some exciting news to share: the updated Summary Plan Description (SPD) is now live online!
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" 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Take a moment to review the latest additions to the SPD—it’s packed with essential information to help your employees make the most of what’s available, so you can make informed decisions that align with your business and benefits needs.
Why is knowing the SPD so important? Think of the SPD as your employees go-to guide for navigating employer-sponsored benefits. It includes everything from basic plan information, rights and eligibility requirements, to how to navigate the appeals process – the more you know, the better equipped you’ll be to elevate the way you do business.
So, take a moment to check out what’s new in the SPD – and as always, we’re here for support so you feel confident in navigating your benefits.
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Reminder! Please remember to complete your HIRD form filing online via MassTaxConnect before December 15, 2021.
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