Author: ADP Admin/Tuesday, February 3, 2026/Categories: Bulletin News
We have some exciting news to share: the updated Summary Plan Description (SPD) is now live online!
<img width="149" height="40" src="data:image/png;base64,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" alt="A red rectangle with white text AI-generated content may be incorrect." v:shapes="Picture_x0020_1" style="border-width: 0px; border-style: solid;" />
Take a moment to review the latest additions to the SPD—it’s packed with essential information to help your employees make the most of what’s available, so you can make informed decisions that align with your business and benefits needs.
Why is knowing the SPD so important? Think of the SPD as your employees go-to guide for navigating employer-sponsored benefits. It includes everything from basic plan information, rights and eligibility requirements, to how to navigate the appeals process – the more you know, the better equipped you’ll be to elevate the way you do business.
So, take a moment to check out what’s new in the SPD – and as always, we’re here for support so you feel confident in navigating your benefits.
Number of views (257)/Comments (0)
Texas enacted two pieces of legislation (Senate Bill 370 and House Bill 504) that will expand employment protections for employees summoned for jury duty. The laws took effect on September 1, 2019.
> Read more
Texas has enacted legislation (House Bill 1074) that expands the state's age discrimination law. House Bill 1074 took effect on Sept. 1, 2019.
Oregon has enacted legislation (Senate Bills 164 and 165) enforcing its state-run retirement program. The laws take effect Jan. 1, 2020.
The city of Toledo, Ohio has enacted an ordinance to generally prohibit employers from inquiring about an applicant's pay history. The ordinance takes effect on June 25, 2020.
Suffolk County, New York has amended its Human Rights Law to prohibit employers from asking about an applicant's pay history. The amendment was effective June 30, 2019.
Minnesota's minimum wage will increase on Jan. 1, 2020 as a result of an annual adjustment for inflation.
Illinois has enacted legislation (House Bill 252) that will amend the Illinois Human Rights Act to cover all employers. House Bill 252 takes effect July 1, 2020.
Illinois has enacted legislation (House Bill 2557) that establishes new rules for video interviews. House Bill 2557 takes effect Jan. 1, 2020.
Illinois has enacted legislation (House Bill 3405) that clarifies the state's rules on tips received by employees. House Bill 3405 takes effect Jan. 1, 2020.
Illinois has enacted legislation (House Bill 2830) that amends the state's law on school activities leave. House Bill 2830 takes effect Aug. 1, 2020.
California has enacted legislation (Assembly Bill 17) that will expand voting protections for employees. Assembly Bill 17 takes effect Jan. 1, 2020.