Author: ADP Admin/Tuesday, February 3, 2026/Categories: Bulletin News
We have some exciting news to share: the updated Summary Plan Description (SPD) is now live online!
<img width="149" height="40" src="data:image/png;base64,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" alt="A red rectangle with white text AI-generated content may be incorrect." v:shapes="Picture_x0020_1" style="border-width: 0px; border-style: solid;" />
Take a moment to review the latest additions to the SPD—it’s packed with essential information to help your employees make the most of what’s available, so you can make informed decisions that align with your business and benefits needs.
Why is knowing the SPD so important? Think of the SPD as your employees go-to guide for navigating employer-sponsored benefits. It includes everything from basic plan information, rights and eligibility requirements, to how to navigate the appeals process – the more you know, the better equipped you’ll be to elevate the way you do business.
So, take a moment to check out what’s new in the SPD – and as always, we’re here for support so you feel confident in navigating your benefits.
Number of views (254)/Comments (0)
> Read more
Pittsburgh has enacted an ordinance that will require all employers in the city to provide paid sick leave to employees. The law takes effect March 15, 2020.
New York's rules for paying certain tipped employees will change beginning June 30, 2020.
Illinois has enacted legislation (Senate Bill 1557) that amends the state's recreational marijuana law. Senate Bill 1557 is effective immediately.
The Colorado Department of Labor and Employment (CDLE) has adopted final rules clarifying that employers must pay employees for unused vacation at the time of separation.